📖 Financial Management & Reporting Portfolio

An end-to-end finance portfolio demonstrating how I apply accounting principles, financial reporting, and data-driven analysis to deliver clarity, compliance, and strategic decision support. Grounded in the disciplines of business analysis and financial statement analysis, these projects convert raw numbers into actionable insight.

💡 What makes this portfolio different?

I combine technical rigour (IFRS/UK GAAP, controls, audit-ready modelling) with analytical depth (ratio analysis, common-size, trend/index methods, cash-flow diagnostics, valuation) and the broader lens of strategy & industry context—linking the statements to strategy, risk, and value creation.

Featured Content

• 🧾 Financial Statements & Compliance — preparation/interpretation of SoFP (Balance Sheet), SoPL (Income Statement), Statement of Changes in Equity, and Cash Flow; alignment with IFRS, UK GAAP, HMRC
• 🧭 Business & Strategy Analysis — industry structure, competitive positioning, and operating model mapping to connect numbers → narrative → decisions
• 📊 Financial Statement Analysis — comparative (YoY), index-number trends, common-size statements, profitability/liquidity/solvency ratios
• 💧 Liquidity & Solvency — working capital quality, cash conversion cycles, debt structure, covenant headroom
• 📈 Budgeting & Forecasting — driver-based plans, rolling forecasts, scenario & sensitivity (Goal Seek, Data Tables), variance bridges
• 💬 Equity & Credit Perspectives — intrinsic value framing (DCF & multiples) and creditor focus (downside risk, coverage, resilience)
• 🧱 Controls & Governance — close calendars, reconciliations, policy documentation, and audit trail design

Key Insights

• Financial statement analysis is the quantitative core of a broader business analysis—numbers gain meaning when tied to strategy, industry dynamics, and execution risk.
• Credit analysis ≠ equity analysis: creditors prioritise downside, liquidity, and solvency; equity holders weigh upside vs. downside and intrinsic value vs. price.
• Quality of earnings matters: accounting policies, estimates, and one-offs require accounting analysis to normalise, compare, and de-bias results.
• Cash tells the truth: reconciling earnings to cash (operations, investing, financing) surfaces funding mix, reinvestment, and shareholder distributions.

Outcome

Delivered decision-ready finance that enables leaders to:

• See a clear bridge from operations and strategy into financial outcomes
• Act on variance drivers and early warning signals in liquidity/solvency
• Prioritise value-accretive investments via DCF and return diagnostics
• Strengthen compliance, transparency, and control without slowing execution

🛠️ Methods & Tooling

• 📚 Accounting & Reporting: IFRS · UK GAAP · HMRC compliance
• 📈 Analysis: comparative & index trend, common-size, ratio suites (profitability, risk, turnover), cash-flow analysis, DCF
• 🧪 Planning & Modelling: driver trees, rolling forecasts, scenario/sensitivity (Goal Seek, Data Tables), covenant testing
• 🧰 Enablement: Excel (Power Query, PivotTables, LAMBDA), SQL, Python (pandas) for reconciliation, automation, and controls

Illustrative Lenses Used Across Projects

• Accounting Analysis — identify policy choices, estimates, and distortions; restate for comparability; assess earnings quality & persistence
• Financial Analysis — ROE/ROA decomposition (margins & turnover), cost structure, working capital discipline
• Prospective Analysis — pro-forma statements, DCF, scenario & sensitivity to connect future economics to today’s decisions